Important Things To Do When Ready To Buy A Home

Dated: 12/09/2014

Views: 390

So, you have been looking at homes online for a while and now you are ready to go out and look for real. Before you do, take the following steps. It will save you time and disappointment. 
- Check your credit. Make sure you know what's in it and what your credit score is.
- Get Approved.  Yes, it is more difficult to get a mortgage than in the past, but there are programs available for first time home buyers as well as programs that don't   require 20% down or don't require scores in the 700's +.  You need to talk to a Lender who will take the time to explain the pros and cons of those programs and what the   best options are for your particular situation.  If you belong to a Credit Union, it is a good place to start. Once you have your mortgage credentials in hand, you will be in a   position of strength when you find the right home.
- DO NOT make a major purchase such as a new car just before applying for a mortgage. It could throw your ratios out of balance and jeopardize your chances of getting   the home you wanted.

  Happy House Hunting!
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Chuck Rifae

Chuck Rifae has been a leading Northern Virginia Realtor since 2002. Chuck holds the advanced designation of Broker of Real Estate for both Maryland and Virginia. When Chuck is not working with buyer....

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